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Compare Quotes and Generate COIs

While there are many insurance carriers that provide required protection for licenses and construction permits, DLCP would like to empower residents and business owners in the District to ensure that they are adequately covered throughout the end-to-end construction process. To that end, we’ve listed companies below that can make the process of adding insurance policies, and generating a COI fast and easy. Here are two examples:

Please note that DLCP makes no claims of specific coverage for your particular matter as each and every property, construction project, and entity are different. Consult each company and read your policies, declarations pages, and exclusions to understand your particular coverage.

Lemonade Insurance

Lemonade for Homeowners Insurance and Renters Insurance

Launched in 2015 to reimagine the insurance industry, Lemonade leverages cutting-edge technology and social impact to provide a unique insurance experience. Generate a policy in just a few minutes and, through artificial intelligence (AI), handle claims in minutes here.  

Shield Insurance

Shield Indemnity
Insurance for Adjacent Property Protection Coverage

Shield Indemnity, Inc. a division of Universal Shield Insurance Group, has developed a new insurance product specifically to add coverage for property and contractors which provides a dedicated limit of insurance for damage or injury to properties and their lawful residents that are next door to a covered project (adjacent and adjoining properties.) Policies can be added in minutes for as low as $55. Learn more about the program.

Disclaimer: The Department of Licensing and Consumer Protection (DLCP) has provided the links above because they contain relevant information that may be useful or interesting. This does not constitute endorsement, recommendation, or favoring by DLCP or the District of Columbia Government. DLCP has provided these external links for reference only and cannot attest to the accuracy of information provided by third-party sites or any other linked site outside the control of For questions or concerns with insurance products, please contact the vendor directly. Contact information for customer support with insurance products can be found on that vendor's website. DLCP is unable to help with any insurance products.